Cheesy Loaded Meatloaf Casserole

Featured in Family Dinner Ideas.

This Cheesy Loaded Meatloaf Casserole combines two comfort food classics - meatloaf and loaded baked potatoes. A savory ground beef base is topped with creamy mashed potatoes, melted cheddar cheese, and crispy bacon for a hearty, satisfying meal. Easy to prepare and perfect for family dinners, this casserole can also be made ahead for busy weeknights.
Fatiha
Updated on Mon, 03 Mar 2025 03:01:47 GMT
A dish with bacon and cheese. Pin it
A dish with bacon and cheese. | zestplate.com

Cheesy Loaded Meatloaf Casserole combines the hearty satisfaction of a classic meatloaf with the creamy indulgence of a loaded mashed potato topping, making it the ultimate comfort food. This casserole layers a savory meatloaf base with creamy mashed potatoes, melted cheddar cheese, and a sprinkling of crispy bacon, creating a dish that's as filling as it is flavorful.

Last month, I served this at a family gathering, and my brother-in-law who "doesn't like meatloaf" went back for seconds. The creamy, cheesy topping completely transforms the traditional meatloaf experience!

Essential Ingredients and Selection Tips

  • Ground Beef: Choose 80/20 lean-to-fat ratio for the juiciest results
  • Breadcrumbs: Fresh or panko provide the best texture
  • Mashed Potatoes: Homemade gives superior flavor, but store-bought works in a pinch
  • Cheddar Cheese: Freshly grated melts better than pre-shredded
  • Bacon: Pre-cook until crispy for the perfect topping
  • Worcestershire Sauce: The secret ingredient that adds depth to the meat layer

Detailed Cooking Instructions

  1. Preheat the Oven: Set your oven to 375°F (190°C). This moderate temperature allows the meatloaf to cook through while keeping it moist and juicy.
  2. Prepare the Meatloaf Base: In a large bowl, combine ground beef, breadcrumbs, egg, milk, chopped onion, garlic powder, salt, pepper, Worcestershire sauce, and half the ketchup. Mix gently with your hands until just combined - overmixing will make the meatloaf tough.
  3. Form the Base Layer: Press the meat mixture evenly into a lightly greased 9x9-inch baking dish, creating a level surface. Spread the remaining ketchup over the top for flavor and moisture.
  4. Initial Bake: Bake the meatloaf base for 20-25 minutes until it's cooked through but still juicy. The initial bake ensures the meat is fully cooked before adding the toppings.
  5. Prepare the Topping: While the meatloaf bakes, have your mashed potatoes ready. If using homemade, aim for a creamy, spreadable consistency that will layer well.
  6. Add Potato Layer: Once the meatloaf is cooked, carefully spread the mashed potatoes evenly over the top. The warm meatloaf helps the potatoes spread more easily.
  7. Add Cheese and Bacon: Sprinkle shredded cheddar cheese over the potatoes, followed by crumbled bacon. This creates the "loaded" effect that makes this casserole special.
  8. Final Bake: Return the casserole to the oven for another 10-15 minutes, until the cheese is fully melted and beginning to bubble around the edges.
  9. Optional Broil: For an extra golden cheese top, broil for 1-2 minutes at the end, watching carefully to prevent burning.
  10. Rest Before Serving: Allow the casserole to rest for 5-10 minutes before slicing. This helps the layers set and makes serving cleaner and easier.
A plate of food with bacon and cheese. Pin it
A plate of food with bacon and cheese. | zestplate.com

I learned the importance of not overworking the meat mixture after my first attempt resulted in a tough, dense meatloaf layer. Now I mix just until combined for the perfect texture.

Meal Prep Marvel

This casserole is a meal prepper's dream. Assemble completely up to 24 hours ahead, refrigerate covered, then simply bake when needed. You can even prepare the components separately - meatloaf base and mashed potatoes - then assemble quickly before dinner time. For busy households, portion leftovers into individual containers for grab-and-go lunches throughout the week that reheat beautifully.

A white bowl with a casserole in it. Pin it
A white bowl with a casserole in it. | zestplate.com

Versatile Variations

The adaptability of this recipe makes it a regular in my rotation. Swap ground turkey for beef to lighten it up, or try sweet potato mash instead of regular potatoes for extra nutrients. For heat lovers, mix diced jalapeños into the meat or use pepper jack cheese. My family particularly enjoys a "pizza" version with Italian seasonings, mozzarella, and pepperoni on top.

Budget-Friendly Benefits

In today's economy, this casserole stretches premium ingredients like meat and cheese to feed more people affordably. One pound of ground beef easily serves 4-6 when bulked up with the potato topping. Watch for sales on ground beef to stock your freezer, and remember that even slightly older potatoes mash perfectly fine for this application, reducing potential food waste.

Pairing Perfection

Balance this rich casserole with lighter sides for a complete meal. A simple green salad with vinaigrette cuts through the richness beautifully. Steamed green vegetables like broccoli or green beans provide color contrast and nutritional balance. For beverages, a medium-bodied red wine pairs wonderfully for adults, while kids enjoy milk or flavored sparkling water alongside this comforting dish.

A close up of a delicious bacon and cheese casserole. Pin it
A close up of a delicious bacon and cheese casserole. | zestplate.com

Final Thoughts

This Cheesy Loaded Meatloaf Casserole has become one of my signature comfort food dishes. It combines the nostalgia of classic meatloaf with the indulgence of loaded potato skins, creating something that feels both familiar and special. I love how it transforms humble ingredients into something that feels restaurant-worthy. The fact that it's so simple to make is our little secret.

Frequently Asked Questions

→ Can I make this ahead?
Yes, prepare the meatloaf layer in advance and refrigerate. Add toppings just before baking.
→ Can I use instant mashed potatoes?
Yes, instant mashed potatoes work well in this recipe.
→ How do I store leftovers?
Refrigerate in airtight container for up to 3 days. Reheat in microwave or oven.
→ Can I freeze this casserole?
Yes, freeze before or after baking for up to 3 months. Thaw overnight before reheating.
→ What sides go well with this?
Serve with a simple green salad, steamed vegetables, or dinner rolls.

Loaded Meatloaf Potato Casserole

Comfort food casserole combining seasoned meatloaf topped with mashed potatoes, cheese, and crispy bacon.

Prep Time
15 Minutes
Cook Time
40 Minutes
Total Time
55 Minutes
By: Fatiha

Category: Main Dishes

Difficulty: Intermediate

Cuisine: American

Yield: 6 Servings (1 casserole)

Dietary: ~

Ingredients

→ Meatloaf Base

01 1 lb ground beef
02 ½ cup breadcrumbs
03 1 large egg
04 ¼ cup milk
05 ¼ cup finely chopped onion
06 1 teaspoon garlic powder
07 1 teaspoon salt
08 ½ teaspoon black pepper
09 1 tablespoon Worcestershire sauce
10 ½ cup ketchup, divided

→ Topping

11 2 cups prepared mashed potatoes
12 1 cup shredded cheddar cheese
13 4 slices cooked bacon, crumbled
14 2 tablespoons chopped green onions or chives (optional)

Instructions

Step 01

Preheat oven to 375°F (190°C). Lightly grease a 9x9-inch baking dish.

Step 02

Combine ground beef, breadcrumbs, egg, milk, onion, garlic powder, salt, pepper, Worcestershire sauce, and half the ketchup. Mix thoroughly.

Step 03

Press meat mixture into baking dish. Spread remaining ketchup on top. Bake 20-25 minutes until cooked through.

Step 04

Spread mashed potatoes over cooked meatloaf. Top with shredded cheese and crumbled bacon.

Step 05

Return to oven for 10-15 minutes until cheese is melted and bubbly.

Step 06

Sprinkle with green onions or chives if desired. Let cool slightly before serving.

Notes

  1. Can be prepared in advance
  2. Ground turkey or chicken can substitute for beef

Tools You'll Need

  • 9x9-inch baking dish
  • Large mixing bowl

Allergy Information

Please check ingredients for potential allergens and consult a health professional if in doubt.
  • Contains dairy
  • Contains eggs
  • Contains wheat

Nutrition Facts (Per Serving)

It is important to consider this information as approximate and not to use it as definitive health advice.
  • Calories: ~
  • Total Fat: ~
  • Total Carbohydrate: ~
  • Protein: ~