Creamy Caramel Banana Cups

Category: Sweet Treats and Baked Goods

These delightful dessert cups feature layers of creamy vanilla pudding folded with whipped cream, fresh banana slices, vanilla wafers, and rich caramel sauce. Each component is carefully layered in serving glasses, creating a perfect balance of textures and flavors - the creaminess of the pudding mixture, the freshness of the bananas, the slight crunch of the wafers, and the sweet richness of the caramel. After assembling, they're chilled to allow the flavors to meld together, resulting in an impressive yet easy-to-make dessert that's perfect for gatherings or a special treat.

Fatiha
By Fatiha Fatiha
Last updated Fri, 17 Oct 2025 16:53:13 GMT
Three cups of banana pudding with whipped cream. Pin
Three cups of banana pudding with whipped cream. | zestplate.com

This caramel banana pudding dessert transforms classic banana pudding into an elegant treat that's perfect for dinner parties or satisfying sweet cravings at home. The combination of creamy pudding, fresh bananas, and rich caramel creates irresistible layers of flavor and texture in every spoonful.

I first made these pudding cups for my sister's birthday when she requested something "like banana pudding but fancier." The caramel addition was a spontaneous decision that transformed them into our family's most requested dessert for every celebration.

Ingredients

  • Cold milk provides the essential base for instant pudding. Use whole milk for the richest flavor and creamiest texture.
  • Vanilla instant pudding mix creates the quick foundation. The instant variety works perfectly here as it sets without cooking.
  • Heavy whipping cream with at least 36% fat content whips to perfect peaks and gives the dessert its luxurious mouthfeel.
  • Powdered sugar dissolves seamlessly into whipped cream without graininess. The small amount perfectly balances sweetness.
  • Vanilla extract enhances both the pudding and cream layers. Pure extract rather than imitation makes a noticeable difference.
  • Ripe bananas with small brown spots offer the perfect sweetness and texture. Avoid overripe or underripe fruit.
  • Vanilla wafers provide the classic crisp to soft textural element. Nilla Wafers are traditional but any quality vanilla cookie works wonderfully.
  • Caramel sauce creates the signature flavor. Store bought works great but homemade elevates it further if you have time.

How To Make Caramel Banana Pudding Cups

Prepare the pudding base
Whisk cold milk and vanilla pudding mix vigorously for a full two minutes until it thickens noticeably. This thorough mixing ensures no powder lumps remain. The mixture should coat the back of a spoon when ready. Refrigerate it briefly to achieve the perfect consistency before folding with whipped cream.
Whip the cream
Beat heavy cream, powdered sugar and vanilla with an electric mixer starting on low speed then increasing to medium high. Watch carefully and stop when soft peaks form when you lift the beaters. The cream should hold its shape but still have a slight droop at the tip. Overbeating will create butter particles.
Create the pudding mixture
Fold the set pudding into the whipped cream using a large rubber spatula with a gentle hand. Use a figure eight motion cutting through the center and sweeping around the edges. This technique preserves the air in the whipped cream resulting in a light airy texture.
Prepare fruit and components
Slice bananas immediately before assembly to prevent browning. Make slices approximately 6mm thick to ensure they soften properly when layered. Crush some vanilla wafers for the topping by placing them in a sealed bag and gently breaking with a rolling pin.
Layer with precision
Start with wafers at the bottom followed by a drizzle of caramel. Add banana slices slightly overlapping for complete coverage. Spoon pudding mixture carefully over bananas. Continue building layers maintaining clean edges in clear glasses for visual appeal. The number of layers will depend on your serving cup size.
Finish and chill
Top the final pudding layer with crushed wafer crumbs and an artistic drizzle of caramel sauce. Refrigerate for at least two hours but ideally four hours to allow the wafers to soften slightly and flavors to meld completely.

The caramel sauce is truly what transforms this from ordinary to extraordinary. My grandmother always said good caramel should have that slight bitter edge to balance the sweetness. I remember watching her make caramel from scratch, carefully swirling the sugar until it turned amber. While store bought saves time, that memory inspires me to occasionally make my own.

Prevent Banana Browning

Bananas naturally oxidize and turn brown when exposed to air. Slice them just before assembly to minimize discoloration. For make ahead preparation, consider dipping banana slices in a mixture of one part lemon juice to three parts water to prevent browning without affecting flavor. Pat them dry gently before layering to prevent excess moisture in your dessert.

Make It Your Own

This recipe welcomes creative variations while maintaining its charm. Try dark chocolate shavings between layers for a chocolate caramel combination. Replace vanilla wafers with gingersnaps during fall months for warming spice notes. Add a tablespoon of bourbon to the caramel sauce for sophisticated adult versions. The basic structure remains successful with numerous flavor adaptations.

Three cups of caramel banana pudding with whipped cream.
Three cups of caramel banana pudding with whipped cream. | zestplate.com

Serving Suggestions

These pudding cups shine on their own but can be elevated further with thoughtful presentation. Serve in clear glass containers to showcase the beautiful layers. Add a fresh banana slice and vanilla wafer as garnish just before serving. For dinner parties, prepare in small dessert glasses on a decorative tray with small spoons. The individual portions eliminate the need for cutting and serving at the table.

Storage Tips

These pudding cups maintain quality in the refrigerator for up to three days though the bananas may continue to soften over time. Cover each cup with plastic wrap pressed directly onto the surface to prevent a skin from forming on the pudding. Freezing is not recommended as the texture of both bananas and pudding deteriorates significantly upon thawing.

Two cups of banana pudding with whipped cream.
Two cups of banana pudding with whipped cream. | zestplate.com

Recipe FAQs

→ Can I make these pudding cups ahead of time?

Yes! These cups can be prepared up to 24 hours in advance. For best results, complete all layers but save the final garnish of crushed wafers and caramel drizzle until just before serving to maintain texture contrast.

→ How can I prevent the bananas from browning?

Slice the bananas just before assembling the cups. Alternatively, you can lightly toss fresh banana slices in a teaspoon of lemon juice before adding them to the layers, which helps prevent browning without adding noticeable flavor.

→ Can I use homemade caramel sauce instead of store-bought?

Absolutely! Homemade caramel sauce works wonderfully and adds a more complex flavor. Just ensure it's cooled to room temperature before layering it into the cups.

→ What can I substitute for vanilla wafers?

Graham crackers, shortbread cookies, or butter cookies make excellent substitutes. Each will bring a slightly different texture and flavor profile but will work well with the other ingredients.

→ How long do these pudding cups stay fresh?

These cups are best enjoyed within 2-3 days of preparation. The texture is optimal after chilling for at least 2 hours and up to 24 hours. After that, the wafers may become too soft and the bananas may start to break down.

→ Can I make this dessert in a large trifle dish instead of individual cups?

Yes! This dessert works beautifully as a trifle. Use the same layering technique in a large trifle dish, and allow for slightly longer chilling time (3-4 hours minimum) to ensure the flavors properly meld together.

Caramel Banana Pudding Cups

Layered dessert cups with vanilla pudding, fresh bananas, crunchy wafers, and drizzles of caramel for a delightful treat.

Preparation Time
20 min
Cooking Time
~
Total Duration
20 min
By Fatiha: Fatiha

Category: Desserts

Skill Level: Easy

Cuisine: American

Output: 6 Servings (6 individual dessert cups)

Dietary Preferences: Vegetarian

Ingredients

→ Pudding Base

01 480 ml cold milk
02 1 box (96 g) vanilla instant pudding mix

→ Whipped Cream

03 240 ml heavy whipping cream
04 16 g powdered sugar
05 2.5 ml vanilla extract

→ Layers

06 2-3 ripe bananas, sliced
07 200 g vanilla wafers
08 120 ml caramel sauce
09 Crushed vanilla wafers for topping

Directions

Step 01

Whisk together cold milk and vanilla instant pudding mix in a medium bowl for 2 minutes until smooth and thickened. Cover and refrigerate for 5 minutes to set.

Step 02

Beat the heavy whipping cream, powdered sugar, and vanilla extract in a large bowl with an electric mixer until soft peaks form. Be careful not to overbeat.

Step 03

Gently fold the prepared pudding into the whipped cream until evenly combined to create an airy texture.

Step 04

Slice the bananas into 6 mm thick rounds just before assembly to prevent browning.

Step 05

Place 2-3 vanilla wafers in the bottom of each serving cup or glass. Drizzle a small amount of caramel sauce over the wafers.

Step 06

Arrange a layer of banana slices over the wafers, overlapping slightly for complete coverage.

Step 07

Spoon a generous layer of the pudding-cream mixture over the bananas, filling about one-third of the cup.

Step 08

Repeat with more wafers, caramel sauce, bananas, and pudding mixture until reaching the top of each cup, finishing with a pudding layer.

Step 09

Sprinkle crushed vanilla wafers on top and drizzle with additional caramel sauce for an attractive finish.

Step 10

Refrigerate the assembled cups for at least 2 hours to allow flavors to meld and wafers to soften slightly before serving.

Notes

  1. For best presentation, assemble in clear glass cups to showcase the beautiful layers
  2. The pudding cups can be prepared up to 24 hours in advance

Required Equipment

  • Medium mixing bowl
  • Large mixing bowl
  • Electric mixer
  • Whisk
  • Serving cups or glasses

Allergen Information

Review each component for possible allergens and consult a health professional when concerned.
  • Contains dairy
  • Contains wheat
  • May contain eggs (check pudding mix ingredients)

Nutritional Information (per serving)

These figures serve as estimates and are not a substitute for medical advice.
  • Calories: 380
  • Fat: 18 g
  • Carbohydrates: 52 g
  • Protein: 4 g