Cream Cheese Banana Bread

Featured in Fresh-Baked Comfort.

This recipe combines two favorites - banana bread and cheesecake - into one delicious loaf. The moist banana bread is made extra special with a cream cheese filling running through the center. Made with ripe bananas and simple pantry ingredients, this recipe yields two perfect loaves that are great for breakfast, snacking, or sharing.
Fatiha
Updated on Wed, 09 Apr 2025 11:36:00 GMT
Cream Cheese Banana Bread Pin it
Cream Cheese Banana Bread | zestplate.com

Imagine biting into a slice of perfectly moist banana bread and discovering a luxurious cheesecake-like layer hidden inside. This cream cheese banana bread combines two beloved treats into one irresistible loaf. After perfecting this recipe through countless iterations, it's become my most requested breakfast treat for special occasions.

Last Sunday, I brought both loaves to a family brunch, and they disappeared before the coffee was finished brewing. The cream cheese layer had everyone asking for the recipe.

Essential Ingredients

  • Ripe Bananas: Three very spotty ones for maximum sweetness
  • Room Temperature Cream Cheese: Creates the perfect cheesecake layer
  • Sour Cream: Ensures incredibly moist bread
  • Both White and Brown Sugar: Provides perfect sweetness and moisture
  • Room Temperature Eggs: Essential for proper mixing in both layers
  • Pure Vanilla Extract: Enhances both the bread and filling flavors

Detailed Cooking Instructions

Filling Creation:
Start with perfectly softened cream cheese - this is crucial for a smooth filling. Beat with sugar until completely smooth, then add egg, vanilla, and flour. The mixture should be silky and free of lumps. This will become your creamy surprise center.
Banana Base:
Mash very ripe bananas until mostly smooth but still slightly chunky. Mix in melted butter and both sugars until well combined. Add eggs, vanilla, and sour cream, beating until the mixture is uniform. The batter should be thick but pourable.
Layer Assembly:
Pour about two cups of banana batter into each prepared pan. Add dollops of cream cheese filling, gently spreading to cover the batter. Top with remaining banana batter, being careful to seal in the cream cheese layer completely.
Perfect Baking:
Bake in a preheated 350°F oven for 50-55 minutes. The key is checking with a toothpick inserted near the center - you want moist crumbs, not wet batter. The tops should be golden brown and slightly cracked.
Cream Cheese Banana Bread Recipe Pin it
Cream Cheese Banana Bread Recipe | zestplate.com

This recipe was inspired by my love of cheesecake and banana bread. One day, while making both, I wondered what would happen if I combined them. The result was even better than I imagined.

Storage Success

Store bread in an airtight container at room temperature for up to a week. Though it contains cream cheese, refrigeration isn't necessary but is optional. If refrigerating, bring to room temperature before serving for the best texture.

Easy Cream Cheese Banana Bread Recipe Pin it
Easy Cream Cheese Banana Bread Recipe | zestplate.com

Banana Tips

Keep a freezer bag of overripe bananas ready for baking. Simply peel and freeze them when they get too ripe. When needed, thaw at room temperature - they'll be perfectly pureed and ready for bread. The riper the bananas, the sweeter and more flavorful your bread will be.

Creative Variations

Add chopped walnuts or chocolate chips to the banana batter for extra texture. Try mixing cinnamon into the cream cheese filling for a warm spice note. Top with streusel before baking for a crunchy crown. Each variation maintains the magic of the cream cheese surprise.

Best Cream Cheese Banana Bread Recipe Pin it
Best Cream Cheese Banana Bread Recipe | zestplate.com

Final Thoughts

This Cream Cheese Banana Bread represents the perfect marriage of two beloved treats. Each slice delivers the comfort of traditional banana bread with an elegant cream cheese surprise. Whether you're hosting brunch or simply want to elevate your banana bread game, this recipe proves that sometimes combining two good things creates something even better. It's become more than just another quick bread - it's a reminder that creativity in the kitchen often leads to the most delightful discoveries.

Frequently Asked Questions

→ How ripe should the bananas be?
Best when they're very ripe with brown spots - the riper the banana, the sweeter the bread.
→ Can I freeze this bread?
Yes, wrap well in plastic wrap and foil, freeze for up to 3 months.
→ Why use room temperature ingredients?
Room temperature ingredients blend better and create a smoother, more even texture.
→ Can I make one loaf instead of two?
Yes, halve all ingredients to make just one loaf in a 9x5-inch pan.
→ How do I store this bread?
Store in an airtight container at room temperature for 3 days or refrigerate for up to a week.

Cream Cheese Banana Bread

Classic banana bread upgraded with a creamy cheesecake filling, perfect for using overripe bananas.

Prep Time
20 Minutes
Cook Time
85 Minutes
Total Time
105 Minutes
By: Fatiha

Category: Breads & Muffins

Difficulty: Intermediate

Cuisine: American

Yield: 2 Servings (2 loaves)

Dietary: Vegetarian

Ingredients

→ For the Filling

01 1 package (8 ounces) cream cheese, room temperature
02 ½ cup (100g) granulated sugar
03 1 large egg, room temperature
04 1 teaspoon vanilla extract
05 1 tablespoon all-purpose flour

→ For the Bread

06 3 ripe bananas
07 ½ cup (113g) butter, melted
08 ½ cup (100g) granulated sugar
09 ½ cup (100g) light brown sugar, packed
10 2 large eggs, room temperature
11 ½ cup sour cream, room temperature
12 2 teaspoons vanilla extract
13 2 cups (256g) all-purpose flour
14 1 teaspoon baking soda
15 ½ teaspoon baking powder

Instructions

Step 01

Preheat oven to 350°F. Spray two 9x5-inch loaf pans with nonstick cooking spray.

Step 02

Beat cream cheese and sugar until smooth. Add egg and vanilla, beat until combined. Mix in flour until incorporated. Set aside.

Step 03

Mash bananas in large bowl. Add melted butter and sugars, mix until combined. Beat in eggs, vanilla, and sour cream.

Step 04

Whisk together flour, baking soda, and baking powder. Add to wet ingredients and mix until incorporated.

Step 05

Pour 2 cups batter in each pan. Top with cream cheese mixture, spread evenly. Add remaining batter on top.

Step 06

Bake 50-55 minutes until toothpick inserted in center comes out with moist crumbs. Cool completely before serving.

Notes

  1. Use room temperature ingredients for best results
  2. Can be stored in airtight container
  3. Great way to use overripe bananas

Tools You'll Need

  • Two 9x5-inch loaf pans
  • Hand mixer
  • Mixing bowls
  • Measuring cups and spoons

Allergy Information

Please check ingredients for potential allergens and consult a health professional if in doubt.
  • Contains dairy
  • Contains eggs

Nutrition Facts (Per Serving)

It is important to consider this information as approximate and not to use it as definitive health advice.
  • Calories: 285
  • Total Fat: 12 g
  • Total Carbohydrate: 42 g
  • Protein: 5 g