Million Dollar Pie Delight

Featured in Sweet Treats and Baked Goods.

Million Dollar Pie is a no-bake indulgence combining sweetened condensed milk, crushed pineapple, shredded coconut, and toasted pecans, all folded into creamy whipped topping and nestled in a graham cracker crust. Garnished with cherries and more pecans, this pie is perfect for holidays or warm-weather gatherings. Its balanced flavors of tangy pineapple and sweet creamy textures make it irresistible. Customize with mandarin oranges or bananas for a unique twist, or try lighter ingredients for a healthier option. A quick, 10-minute prep dessert that's both classic and versatile!

Fatiha
Updated on Wed, 16 Apr 2025 20:45:24 GMT
A slice of pie with whipped cream on top. Pin it
A slice of pie with whipped cream on top. | zestplate.com

This creamy, no-bake Million Dollar Pie is a beloved Southern classic that brings back memories of holiday gatherings and family celebrations. The luscious combination of coconut, pineapple, and pecans creates a tropical flavor that lives up to its wealthy name—making each bite feel like a million bucks without the effort.

I first discovered this pie at my grandmother's Thanksgiving table when I was just eight years old. The sweet tropical flavors seemed so fancy and special that I thought it must cost a fortune to make—hence appreciating its "Million Dollar" name even more once I learned how budget-friendly it actually is.

  • Crushed pineapple: Adds tropical sweetness and texture drain thoroughly to prevent a soggy crust
  • Sweetened condensed milk: Creates the rich creamy base look for quality brands for best flavor
  • Fresh lemon juice: Balances the sweetness and helps the filling set properly
  • Sweetened shredded coconut: Provides classic texture and tropical flavor
  • Chopped pecans: Add delightful crunch toast lightly for enhanced flavor
  • Frozen whipped topping: Creates the airy light texture thaw completely before using
  • Graham cracker crusts: Provide the perfect sweet foundation store bought saves time
  • Maraschino cherries: Add festive color and nostalgic flavor pat dry before placing

Step-by-Step Instructions

Prepare The Base:
Combine sweetened condensed milk, drained pineapple and fresh lemon juice in a large bowl. Stir until thoroughly combined and smooth. The lemon juice helps cut through the sweetness while also beginning the setting process for your filling. Make sure to drain the pineapple extremely well—I recommend pressing it against a fine mesh strainer to release excess moisture.
Add The Mix-Ins:
Gently fold in the sweetened coconut and chopped pecans. Distribute them evenly throughout the mixture, ensuring every bite will have that perfect balance of chewy coconut and crunchy pecans. Reserve a small handful of pecans for garnishing the tops later if desired.
Incorporate The Whipped Topping:
Fold in the thawed whipped topping using a gentle lifting motion rather than stirring. This preserves the air bubbles that give the pie its characteristically light texture. Continue folding just until no white streaks remain—overmixing will deflate your filling and result in a denser pie.
Fill The Crusts:
Divide the mixture evenly between two graham cracker crusts, using a spatula to smooth the top into an attractive dome. The filling should look billowy and light. Tap the pies gently on the counter to release any air pockets that might be trapped in the filling.
Garnish And Chill:
Top with maraschino cherries and reserved pecans for a beautiful presentation. Place pies in the freezer for 3-4 hours until set. Transfer to the refrigerator about 30 minutes before serving for the perfect creamy consistency—straight from the freezer it will be too firm, but from the refrigerator it maintains the perfect texture.
A slice of pie with a cherry on top. Pin it
A slice of pie with a cherry on top. | zestplate.com

The sweetened condensed milk is truly the secret weapon in this recipe. I remember my grandmother always keeping an extra can in her pantry specifically for when unexpected guests would arrive. She would quickly whip up this pie, and by the time dinner was finished, dessert was perfectly set and waiting to impress.

Storage Tips

Million Dollar Pie keeps beautifully in both the refrigerator and freezer, making it an ideal make-ahead dessert. When refrigerated, it will maintain peak quality for about 3-4 days. For longer storage, keep the pie in the freezer where it will last up to 2 months. Wrap it tightly in plastic wrap, then aluminum foil to prevent freezer burn. When ready to enjoy a frozen pie, transfer it to the refrigerator about 3 hours before serving. This gradual thawing preserves the perfect creamy texture that makes this pie so special.

Easy Variations

The beauty of Million Dollar Pie lies in its adaptability. Create a tropical version by adding diced mango or papaya along with the pineapple. For chocolate lovers, fold in mini chocolate chips or drizzle chocolate sauce over each slice before serving. During fall, try adding a teaspoon of cinnamon and a handful of dried cranberries for a seasonal twist. Those wanting a lighter version can use light sweetened condensed milk and fat-free whipped topping without sacrificing much of the delicious flavor that makes this dessert so popular.

A slice of pie with whipped cream on top. Pin it
A slice of pie with whipped cream on top. | zestplate.com

Holiday Presentation

Million Dollar Pie naturally fits into holiday celebrations with its festive appearance. For Christmas, alternate red and green maraschino cherries on top for a colorful display. During Easter, sprinkle pastel colored coconut around the edges. For Fourth of July, arrange blueberries and strawberry slices on top in a patriotic pattern. Whatever the occasion, serve each slice on a decorative plate with a dollop of freshly whipped cream and a mint sprig for an elegant presentation that will have guests thinking you spent hours in the kitchen.

Frequently Asked Questions

→ What makes Million Dollar Pie unique?

Million Dollar Pie stands out with its creamy no-bake filling packed with crushed pineapple, shredded coconut, pecans, and a tangy touch of lemon juice. It’s easy to prepare and incredibly versatile.

→ Can I customize the ingredients?

Yes! You can add mandarin oranges, bananas, or toasted coconut for extra flavor. Use light ingredients for a healthier version or substitute cream cheese for a cheesecake texture.

→ How long does it take to prepare?

Preparation takes only 10 minutes. After mixing and pouring the filling into the crust, the pie requires about 4 hours to chill.

→ Can I make the pie ahead of time?

Absolutely. Million Dollar Pie can be made a day in advance and stored in the fridge or even frozen for up to a month.

→ What is the best way to garnish this pie?

Garnish with maraschino cherries, toasted pecans, or coconut for extra texture and festive color. Green and red cherries give it a holiday flair.

Million Dollar Pie Dessert

Luscious no-bake Million Dollar Pie with pineapple, pecans, coconut, and creamy filling in a graham cracker crust.

Prep Time
10 Minutes
Cook Time
~
Total Time
10 Minutes
By: Fatiha

Category: Desserts

Difficulty: Easy

Cuisine: Southern American

Yield: 16 Servings (2 pies (8 slices each))

Dietary: Vegetarian

Ingredients

→ Filling

01 20 ounces crushed pineapple, drained
02 1 cup chopped pecans, reserve some for topping
03 14 ounces sweetened condensed milk
04 1 cup sweetened shredded coconut
05 2 tablespoons fresh lemon juice
06 8 ounces non-dairy frozen whipped topping, thawed

→ Crust and Topping

07 2 pre-made graham cracker pie crusts
08 Maraschino cherries for garnish

Instructions

Step 01

In a large mixing bowl, combine sweetened condensed milk, drained pineapple, and lemon juice. Stir in shredded coconut and chopped pecans. Fold in the thawed whipped topping until evenly incorporated.

Step 02

Evenly divide the prepared mixture into the two graham cracker pie crusts. Smooth the tops with a spatula.

Step 03

Garnish the tops of the pies with maraschino cherries and reserved pecan pieces. Place pies in the freezer for at least 4 hours or until firmly set.

Step 04

Slice and serve chilled. Refrigerate or freeze any leftovers.

Notes

  1. For a lighter version, replace sweetened condensed milk with evaporated milk, use unsweetened coconut, and incorporate a low-calorie sweetener.
  2. To add toasted flavors, bake coconut and pecans at 400°F until golden brown and use them as garnish.

Tools You'll Need

  • Large mixing bowl
  • Spatula
  • Baking sheet (optional, for toasting toppings)

Allergy Information

Please check ingredients for potential allergens and consult a health professional if in doubt.
  • Contains nuts (pecans)
  • Contains dairy (sweetened condensed milk)

Nutrition Facts (Per Serving)

It is important to consider this information as approximate and not to use it as definitive health advice.
  • Calories: 320
  • Total Fat: 17 g
  • Total Carbohydrate: 38 g
  • Protein: 3 g