Baked Banana Toast Casserole

Category: Morning Meal Ideas

This overnight banana toast casserole transforms bread, eggs, and bananas into a spectacular breakfast dish. Prepare it the evening before by soaking bread chunks in a sweet egg mixture with fresh bananas, then refrigerate overnight. In the morning, bake until golden and top with a brown sugar cinnamon streusel for the final few minutes. The result is a deliciously warm, custardy casserole with caramelized banana flavors and a crunchy sweet topping.

Fatiha
By Fatiha Fatiha
Last updated Wed, 24 Sep 2025 12:54:24 GMT
A plate of banana toast with a fork on the side. Pin
A plate of banana toast with a fork on the side. | zestplate.com

This Overnight Baked Banana Toast transforms ordinary bread into a decadent breakfast casserole that feels like having dessert for breakfast. The magic happens while you sleep as the bread soaks up a rich custard infused with sweet bananas and warm cinnamon.

I created this recipe when my inlaws surprised us with an overnight visit and I needed something special but easy for breakfast. The smell of caramelized bananas and cinnamon wafting through the house became our new weekend tradition.

  • Sourdough or French bread provides the perfect structure to soak up the custard without becoming mushy
  • Eggs create the custard base that transforms into a pudding like texture when baked
  • Whole milk and heavy cream add richness that makes this feel indulgent
  • Granulated sugar and brown sugar work together for the perfect sweetness with caramel notes
  • Vanilla extract enhances the natural sweetness of the bananas
  • Ground cinnamon adds warmth that complements the bananas beautifully
  • Medium bananas should be ripe with some brown spots for the best flavor
  • All purpose flour in the streusel creates the perfect crumbly texture
  • Salted butter in the streusel balances the sweetness and adds richness

How To Make Overnight Baked Banana Toast

Prepare the dish
Thoroughly grease a 9×13 inch casserole dish ensuring you get into all corners to prevent sticking. This step is crucial because the custard can make cleanup challenging if not properly greased.
Create bread base
Cut the bread into 1 inch chunks with some irregularity for texture. Day old slightly stale bread works best as it absorbs more custard. Place bread chunks in a large bowl ensuring you have enough space for mixing.
Make custard mixture
In a separate bowl whisk together eggs milk cream sugars vanilla and cinnamon until completely combined with no visible egg streaks. The mixture should be smooth and pourable. This custard base will transform the bread overnight.
Combine components
Pour the custard mixture over the bread chunks adding the chopped bananas simultaneously. Gently fold everything together ensuring each piece of bread gets coated with custard. Be careful not to mash the bananas or bread while mixing.
Overnight rest
Transfer the mixture to your prepared baking dish spreading it evenly to the edges. Cover tightly with plastic wrap and refrigerate for at least 8 hours or overnight. This resting period allows the bread to fully absorb the custard.
Baking preparation
Remove the casserole from the refrigerator while preheating your oven to 350°F. Allowing it to sit at room temperature for 15 minutes helps it bake more evenly.
Initial bake
Bake uncovered for 35 to 40 minutes until the center is set but still slightly jiggly. The top should be lightly golden and the edges might puff slightly higher than the middle.
Prepare streusel topping
While the casserole bakes combine flour brown sugar and cinnamon in a bowl. Add cold butter pieces and use your fingers or a fork to work it into the dry ingredients until you have a crumbly texture with pea sized pieces.
Add topping and finish
Remove the partially baked casserole and evenly sprinkle the streusel over the top. Return to the oven for 5 more minutes until the streusel melts slightly and turns golden brown.
Serve warm
Allow the casserole to cool for 5 to 10 minutes before serving. The cooling period helps it set up for easier cutting. Serve with maple syrup or a dusting of powdered sugar.

The bananas are truly the star of this dish. I discovered that using bananas at different ripeness levels creates incredible flavor complexity. Very ripe bananas melt into the custard while slightly firmer ones maintain their shape for beautiful texture variation.

Making It Your Own

The beauty of this casserole lies in its versatility. Try adding a handful of chocolate chips for a more indulgent version or mix in berries alongside the bananas for a fruity twist. My children love when I add a layer of peanut butter between the bread chunks for a PB and banana flavor profile.

For a dairy free option substitute almond milk and coconut cream for the regular milk and cream. The flavor profile shifts slightly toward tropical which actually enhances the banana flavor beautifully.

A delicious looking banana toast with bananas on top.
A delicious looking banana toast with bananas on top. | zestplate.com

Storage and Make-Ahead Tips

This casserole keeps wonderfully in the refrigerator for up to 3 days. Cover leftovers tightly with plastic wrap or transfer to airtight containers. To reheat individual portions microwave for 45 seconds or warm in a 325°F oven for about 15 minutes until heated through.

You can also freeze portions for up to 2 months. Thaw overnight in the refrigerator before reheating. The texture remains surprisingly good though the streusel topping might not be quite as crisp after freezing.

Serving Suggestions

Transform this breakfast casserole into a complete brunch spread by serving alongside savory options like bacon or a simple egg frittata. The sweet and salty combination is irresistible.

For a dessert version top warm servings with vanilla ice cream and a drizzle of caramel sauce. The contrast of cold ice cream with the warm casserole creates a delightful temperature play.

A bowl of banana bread with bananas on top.
A bowl of banana bread with bananas on top. | zestplate.com

Recipe FAQs

→ Can I use a different type of bread for this banana toast casserole?

Yes, while sourdough or French bread are recommended for their texture and flavor, you can substitute with brioche, challah, or even day-old sandwich bread. The key is using slightly stale bread that will better absorb the egg mixture without becoming soggy.

→ How ripe should the bananas be for this dish?

Medium-ripe to slightly overripe bananas work best—they should be yellow with some brown spots. These bananas are sweet enough to flavor the dish but still firm enough to maintain some texture when baked.

→ Can I prepare this dish the same day instead of overnight?

While the overnight soak creates the best texture, you can prepare this dish the same day. Allow the bread to soak in the egg mixture for at least 2-3 hours in the refrigerator before baking to ensure proper absorption.

→ What can I serve with this banana toast casserole?

This casserole pairs wonderfully with maple syrup, honey, or agave nectar. For a complete breakfast, serve alongside fresh berries, yogurt, crispy bacon, or breakfast sausage. A dollop of whipped cream or a scoop of vanilla ice cream transforms it into an impressive dessert.

→ How do I store and reheat leftovers?

Store leftovers in an airtight container in the refrigerator for up to 3 days. Reheat individual portions in the microwave for 1-2 minutes, or warm larger portions in a 325°F oven for 10-15 minutes until heated through. The casserole can also be frozen for up to 2 months; thaw overnight before reheating.

→ Can I add other fruits or nuts to this casserole?

Absolutely! Consider adding blueberries, strawberries, or diced apples for extra fruit flavor. Chopped walnuts, pecans, or almonds add delightful crunch when mixed into either the casserole or the streusel topping. Chocolate chips make a decadent addition for a dessert-style version.

Overnight Baked Banana Toast

A make-ahead breakfast casserole combining sourdough, bananas and cinnamon streusel for a delightful morning treat.

Preparation Time
20 min
Cooking Time
45 min
Total Duration
65 min
By Fatiha: Fatiha

Category: Breakfast

Skill Level: Easy

Cuisine: American

Output: 8 Servings (1 casserole dish)

Dietary Preferences: Vegetarian

Ingredients

→ Casserole

01 1 lb sourdough or French bread, cut into chunks
02 8 large eggs
03 2 cups (480ml) whole or 2% milk
04 1/2 cup (120ml) heavy whipping cream
05 1/2 cup (104g) granulated sugar
06 1/4 cup (36g) light brown sugar, unpacked
07 2 tsp vanilla extract
08 1 1/2 tsp ground cinnamon
09 6-7 medium bananas, chopped

→ Streusel Topping

10 3/4 cup (98g) all-purpose flour
11 3/4 cup (169g) firmly packed brown sugar
12 1 tsp ground cinnamon
13 1/2 cup (112g) salted butter, cut into pieces

Directions

Step 01

Grease a 9×13 inch casserole dish.

Step 02

Add the bread chunks to a large bowl and set aside.

Step 03

In another large bowl, whisk together the eggs, milk, cream, granulated sugar, brown sugar, vanilla extract, and cinnamon.

Step 04

Pour the egg mixture over the bread chunks and add the chopped bananas, then gently stir to combine everything.

Step 05

Pour the bread mixture into the prepared casserole dish and spread evenly. Cover the dish and refrigerate overnight.

Step 06

When ready to bake, preheat the oven to 350°F (176°C).

Step 07

Bake the casserole for 35-40 minutes, or until it reaches your desired level of doneness.

Step 08

While the casserole bakes, combine the flour, brown sugar, and cinnamon for the streusel in a bowl. Add the butter and mash into the mixture until crumbly.

Step 09

Remove the casserole from the oven when it's nearly done and sprinkle the streusel over the top.

Step 10

Return the casserole to the oven and bake for an additional 5 minutes, or until the streusel is melted and golden.

Step 11

Serve the warm casserole with syrup.

Notes

  1. This dish can be prepared the night before and baked fresh in the morning for a convenient breakfast option.

Required Equipment

  • 9×13 inch casserole dish
  • Large mixing bowls
  • Whisk

Allergen Information

Review each component for possible allergens and consult a health professional when concerned.
  • Contains eggs
  • Contains dairy
  • Contains wheat/gluten

Nutritional Information (per serving)

These figures serve as estimates and are not a substitute for medical advice.
  • Calories: 425
  • Fat: 15 g
  • Carbohydrates: 65 g
  • Protein: 12 g