
This Southern banana cobbler transforms overripe bananas into a comforting dessert that brings together the best elements of banana bread and fruit crisp. The contrast between the soft, sweet banana filling and crunchy oat pecan topping creates an irresistible texture that satisfies any sweet tooth.
I first made this cobbler for a Sunday family dinner when I had too many browning bananas. What started as a kitchen rescue mission has become our most requested dessert, especially when paired with vanilla ice cream that melts slightly into the warm cobbler.
Ingredients
- Ripe bananas: The riper the better as they provide natural sweetness and intense banana flavor
- Self rising flour: Saves you time by already containing leavening agents for the perfect rise
- Brown sugar: Creates a caramel like richness in the topping that plain sugar cannot match
- Old fashioned oats: Provide essential texture in the topping; use old fashioned not quick oats
- Pecans: Add a Southern twist and buttery crunch that elevates the entire dessert
- Butter: Appears in both components bringing richness and helping create the perfect texture
- Banana extract: Optional but amplifies the banana flavor especially if your bananas are not super ripe
- Milk: Creates the custard like base that will surround the bananas
How To Make Southern Banana Cobbler
- Prepare the baking dish:
- Grease your 9x9 inch baking dish thoroughly to prevent sticking. Make sure to get the corners where cobbler tends to adhere stubbornly. Preheating your oven to 375°F ensures it reaches the proper temperature before the cobbler goes in.
- Mix the streusel topping:
- Combine brown sugar, flour and softened butter with a fork working the mixture until it resembles coarse crumbs. The butter should be fully incorporated with no large chunks remaining. Fold in the oats and pecans gently to maintain their texture. This creates the signature crunchy top layer.
- Create the batter base:
- Whisk the flour, sugar and milk together using gentle strokes just until combined. Overmixing can create a tough texture. Stir in the melted butter until the mixture looks uniform. The batter will seem thin but this is correct as it will thicken during baking.
- Assemble the cobbler:
- Pour the batter into your prepared baking dish creating an even layer. Arrange banana slices in a single layer over the batter ensuring good coverage. Distribute the streusel topping evenly over the bananas making sure to cover the entire surface.
- Bake to golden perfection:
- Place the cobbler in the center rack of your preheated oven and bake for 45 to 50 minutes. Look for a golden brown top and set filling. The edges should be slightly darker and bubbling. A knife inserted into the center should come out mostly clean with a few moist crumbs.

My grandmother always added a pinch of cinnamon to her banana desserts claiming it brought out the natural sweetness of the fruit. I follow her tradition with this cobbler and notice how it adds warmth without overpowering the delicate banana flavor. Her wooden mixing spoon still stirs many of my Southern desserts including this one.
Storage and Reheating
Store any leftover cobbler covered in the refrigerator for up to 4 days. The topping will soften somewhat but the flavor will continue to develop. To reheat individual portions microwave for 30 seconds or warm in a 300°F oven for about 10 minutes until heated through. The cobbler can also be frozen for up to 3 months if wrapped tightly in plastic wrap and foil. Thaw overnight in the refrigerator before reheating.
Make It Your Own
This cobbler welcomes adaptations based on what you have available. Try adding 1/2 cup of chocolate chips between the banana and topping layers for a chocolate banana version. Replace pecans with walnuts or almonds if you prefer. Add a teaspoon of cinnamon or 1/4 teaspoon of nutmeg to the batter for warm spice notes. For a tropical twist mix in 1/2 cup toasted coconut flakes to the topping.

Serving Suggestions
This cobbler reaches its peak when served warm with a scoop of vanilla ice cream that melts slightly into the crevices. For brunch gatherings serve with a dollop of Greek yogurt and a drizzle of honey. During the holidays a splash of bourbon caramel sauce elevates this to a special occasion dessert. For a lighter option pair with fresh berries that provide a tart contrast to the sweet cobbler.
Frequently Asked Questions
- → Can I use frozen bananas for this cobbler?
Yes, you can use frozen bananas, but make sure to thaw and drain them thoroughly before adding to the dish to prevent excess moisture.
- → What can I substitute for self-rising flour?
You can make your own self-rising flour by mixing 1 cup of all-purpose flour with 1 1/2 teaspoons of baking powder and 1/4 teaspoon of salt.
- → Can I make this cobbler ahead of time?
Yes, you can prepare the cobbler ahead and reheat it before serving. Store it in an airtight container in the refrigerator for up to 3 days.
- → What other nuts can I use instead of pecans?
Walnuts or almonds are great alternatives to pecans and add a similar nutty crunch to the topping.
- → Is banana extract necessary for this dessert?
Banana extract is optional, but it enhances the banana flavor significantly. If you don't have it, the ripe bananas will provide enough flavor on their own.