
This stuffed mozzarella meatloaf transforms the humble classic into a showstopping dinner that reveals a beautiful spiral of melted cheese with each slice. The combination of savory beef, Italian seasonings, and gooey mozzarella creates a comfort food experience that feels special enough for Sunday dinner yet simple enough for weeknight meals.
I first made this meatloaf for my inlaws when they visited during the holidays, and now it's requested at nearly every family gathering. The moment when you slice into it and reveal that perfect cheese spiral always brings gasps of delight to the table.
Ingredients
- Ground beef: 80/20 blend provides the perfect fat content for juicy meatloaf that holds together well
- Plain breadcrumbs: help bind the mixture while keeping the texture light
- Parmesan cheese: adds depth of flavor and saltiness throughout the meat mixture
- Egg: works as the crucial binding agent that keeps everything together
- Milk: adds moisture and tenderness to the finished loaf
- Onion and garlic: create the aromatic base that gives homemade meatloaf its signature flavor
- Italian seasoning: provides herbal notes that complement the mozzarella perfectly
- Worcestershire sauce: adds umami depth that enhances the beefiness
- Mozzarella cheese: select whole milk mozzarella for the creamiest melt and best stretch
- Ketchup: creates a sweet tangy glaze that caramelizes beautifully in the oven
How To Make Stuffed Meatloaf with Mozzarella
- Prepare the oven:
- Set your oven to 350°F and allow it to fully preheat while you prepare the meatloaf mixture. This consistent temperature ensures even cooking throughout the dense loaf.
- Mix the meat base:
- In a large bowl combine all ingredients except the mozzarella and ketchup. Use clean hands to gently mix everything together until just combined. Overmixing will make the meatloaf tough so stop when ingredients are evenly distributed.
- Form the base:
- Lay out a large piece of parchment paper on your counter and press the meat mixture into an even rectangle about 10 inches by 12 inches and approximately 1 inch thick. Create neat edges for the best final appearance.
- Add the cheese filling:
- Sprinkle the shredded mozzarella evenly over the meat rectangle leaving a half inch border around all edges. The border ensures proper sealing when rolled.
- Roll with care:
- Starting from one of the short ends use the parchment paper to help lift and roll the meatloaf creating a spiral effect with the cheese. Press the seam and ends firmly to seal in the cheese completely.
- Glaze for flavor:
- Place the meatloaf seam side down in a baking dish. Spread ketchup evenly over the top and sides for a glossy flavorful exterior that will caramelize during baking.
- Bake to perfection:
- Place in your preheated oven and bake for approximately 60 minutes. The internal temperature should reach 160°F when measured with a meat thermometer for food safety.
- Rest before slicing:
- Allow the meatloaf to rest for a full 10 minutes after removing from the oven. This crucial step allows the juices to redistribute and the cheese to set slightly making for cleaner slices.

Discovering how to properly roll this meatloaf was a game changer for me. My first attempt looked more like a meat volcano with cheese erupting from every crack! The parchment paper technique makes all the difference in achieving that perfect spiral. My daughter now helps me make this recipe monthly and calls it our special cheese surprise loaf.
Make Ahead Options
This stuffed meatloaf shines as a make ahead dish. You can prepare the entire meatloaf up to the point of baking, cover it tightly with plastic wrap, and refrigerate for up to 24 hours. When ready to cook, simply remove from the refrigerator 30 minutes before baking to take the chill off, then bake as directed, adding about 10 minutes to the cooking time. The flavors actually develop beautifully during the rest in the refrigerator.
Cheese Variations
While mozzarella creates that classic stretchy pull, this recipe welcomes creative cheese combinations. Try mixing the mozzarella with sharp cheddar for color contrast and flavor complexity. Pepper jack adds a spicy kick that complements the beef beautifully. For an extra indulgent version, consider adding a layer of cream cheese beneath the mozzarella for an ultra creamy center. The key is ensuring any cheese you choose melts well at the temperature and timeframe of the recipe.

Serving Suggestions
This meatloaf pairs wonderfully with classic comfort food sides. Creamy mashed potatoes make the perfect landing pad for the rich meat and cheese. Roasted vegetables like carrots, Brussels sprouts, or green beans provide a colorful counterpoint and balance to the richness. For a complete meal experience, serve with a simple green salad dressed with vinaigrette to cut through the richness. Leftover slices make exceptional sandwiches the next day when placed between toasted bread with a smear of mayo and some crisp lettuce.
Recipe FAQs
- → How do I prevent the meatloaf from falling apart?
Use a combination of breadcrumbs, egg, and milk to bind the meat mixture together. Also, make sure to press and roll it tightly before baking.
- → Can I substitute mozzarella cheese?
Yes, you can use other melting cheeses like cheddar, provolone, or Monterey Jack for a different flavor profile.
- → What should I serve with stuffed meatloaf?
This dish pairs well with mashed potatoes, roasted vegetables, or a fresh green salad for a balanced meal.
- → How do I know when the meatloaf is cooked through?
Use a meat thermometer to check for an internal temperature of 160°F (70°C) at the thickest part of the meatloaf.
- → Can I prepare the meatloaf in advance?
Yes, you can assemble the meatloaf up to a day ahead and keep it in the refrigerator. Bake it fresh when ready to serve.